Articles
Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Tax Planning
-
What Is the Capital Gain Tax?
Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.
-
What Is the Estate Tax?
Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.
-
What Is the Gift Tax?
The federal gift tax applies to gifts of property or money while the donor is living.
-
What Is a Required Minimum Distribution?
Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.
-
When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
With traditional IRAs and most employer-sponsored retirement plans, taxes are not payable until funds are withdrawn.
Investing
-
What Are Dividends?
It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.
-
How Are Growth and Value Stocks Different?
The labels growth and value reflect different approaches that can be used when making investment decisions.
-
What Is Stock?
Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.
Risk Management
-
Why Purchase Life Insurance?
If you have a family who relies on your income, it is important to have life insurance protection.
-
Why Are Annuities Considered an Insurance Product?
An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.
-
What Are the Basic Types of Life Insurance?
When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.